How Much House Can I Afford?

Auto Loan Calculator

There are two House Affordability Calculators that can be used to estimate an affordable purchase amount for a house based on either household income-to-debt estimates or fixed monthly budgets. They are mainly intended for use by U.S. residents.

Modify the values and click the Calculate button to use

Annual household income salary + other incomes (before tax)
Loan term years
Interest rate (%)
Monthly debt payback
Down payment
Property tax
HOA or co-op fee
Insurance
Debt-to-income (DTI)


House Affordability Calculator

Monthly Budget
Loan Term (Years)
Interest Rate (%)
Down Payment (%)
Property Tax
HOA
Insurance
Maintenance