Income Tax Calculator

The Income Tax Calculator estimates the refund or potential owed amount on a federal tax return. It is mainly intended for residents of the U.S. and is based on the tax brackets of 2025 and 2026 (One Big Beautiful Bill). The 2026 tax values can be used for 1040-ES estimation, planning ahead, or comparison.

Modify the values and click the Calculate button to use

File Status
No. of Young Dependents Age 0-16
No. of Other Dependents Age 17 or older
Tax Year

Income

Age
Wages, Tips, Other Compensation (W-2 box 1)
Federal Income Tax Withheld (W-2 box 2)
State Income Tax Withheld (W-2 box 17)
Local Income Tax Withheld (W-2 box 19)

Has Business or Self Employment Income?

Social Security Income SSA-1099, RRB-1099
Interest Income 1099-INT
Ordinary Dividends
Qualified Dividends 1099-DIV
Passive Incomes e.g. rentals and real estate, royalties
Short-term Capital Gains
Long-term Capital Gains
Other Income e.g. unemployment pay(1099-G), retirement pay (1099-R)
State+Local Tax Rate

Deductions & Credits

Tips Income
Overtime Income
Car Loan Interest Max $10,000 for qualified vehicle purchase
IRA Contributions
Real Estate Tax
Mortgage Interest
Charitable Donations
Student Loan Interest Max $2,500/Person
Child & Dependent Care Expense Max $3,000/Person, $6,000 total, up to age 13
College Education Expense Student 1
Student 2
Student 3
Student 4
Other Deductibles

Financial Calculators